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post by
FuckIsMySignature
at 2011-01-04 12:39:08
boxxy said
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]
all banks are evil... if you don't believe that, than you're naive. They make their living by charging you fees. Unfortunately there's not really any good option. Small credit unions are generally more trustworthy than the big banks, but big banks have their advantages too. It's a necessary evil, not to be taken lightly.
Credit Unions are the better option because they are not-for-profit institutions and are generally more concerned about the member's financial well being - rather than feeing them to death for income. The sacrifice most people are not willing to make when leaving a bigger bank however is convenience (ATM and Physical Locations.) If you make the credit union your primary financial instituion however you can usually get around alot of fees involved for going to ATMs within the network that are spread out accross the country. Also credit unions are more likely to have better rates and reimbursement of fees based on circumstances and a members account history.
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